Refund and Cancellation Policy The Talk Fusion Refund Policy

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In order to become a Talk Fusion Independent Associate, you must acknowledge that you have read, understand and agree to adhere to the following documents:

Refund and Cancellation Policy  The Talk Fusion Refund Policy

If any Independent Associate or Customer is unsatisfied with an initial Video Communication Product Package purchase, Talk Fusion offers a 100% three (3) day money-back guarantee (unless otherwise required by law) from the date of purchase. Please note that $30 USD one-time Independent Associate Cost, Product Package upgrades, wire transfer fees and sales and service taxes are non-refundable. Returns on the purchase price constitute a purchaser’s voluntary request to cancel. All refunds will be processed within 7 business days. In the Russian Federation, there are no refunds after product purchase.

Cancellation

User also agrees that Talk Fusion, at its sole discretion, may remove and discard any content within Talk Fusion, for any reason or if Talk Fusion believes that user has violated or acted inconsistently with the letter or spirit of the Terms of Service. User agrees that any termination of his or her access to Talk Fusion under any provision of this Terms of Service may be effected without prior notice, and acknowledge and agree that Talk Fusion may immediately deactivate or delete his or her account and all related information and files in his or her account and/or bar any further access to such files. Further, user agrees that Talk Fusion shall not be liable to user or any third-party for any termination of its access to Talk Fusion.

Cancellation of Monthly Recurring Service/Pre-Paid/Paid-in-Full Payment Option

Talk Fusion Products have a Monthly Recurring charge as specified on the Talk Fusion Agreement. Please note that Talk Fusion will automatically charge the monthly fee to the credit card or Talk Fusion Inbound Payment System eWallet Account used at the time of the original purchase. Associates and Customers may change their method of monthly payment to an alternate credit card, a PAYLUTION® E-Wallet Account (Associates only) or Talk Fusion Inbound Payment System eWallet Account, via the Billing Center in their Video Communication Center.

User is required to give Talk Fusion a written notice at least 5 days prior to the monthly anniversary date to cancel account and avoid automated billing. All cancellation notices must be emailed to Support@TalkFusion.com or by submitting written notice by facsimile or certified mail to Talk Fusion. The Cancellation request must include the Talk Fusion 7 digit ID number of the account that is being canceled. If you are paying for more than one account on your credit card, you must list every individual account that you want canceled. Customer agrees that submitting a notice of cancellation by telephone is an unacceptable form of submitting notice of cancellation to Talk Fusion and that product charges may continue to apply until Talk Fusion has received the proper notice.

When your service is cancelled, access to your Video Communication Center will immediately be restricted. Please note that all of your stored videos and email addresses will be deleted from the Talk Fusion system. Any Video Emails that had been sent out before cancellation will be inactivated and will not be able to be viewed by their intended recipients.

PLEASE NOTE: Associates and Customers may choose a Pre-Paid/Paid-in-Full annual payment option and save 10% on the monthly subscription cost. The Pre-Paid/Paid-in-Full annual payment may not be canceled or the annual amount refunded, unless purchased along with a Product Package and canceled within the first 3 days.

• The Talk Fusion Policies & Procedures
• The Talk Fusion Terms & Conditions
• The Talk Fusion Compensation Plan
• The Talk Fusion Income Disclaimer
• The Talk Fusion Terms of Service
• The Talk Fusion Refund and Cancellation Policy

If you have not already done so, please click the above links to read and print the Policies and Procedures, Terms and Conditions, Compensation Plan, Income Disclaimer, Terms of Service and the Refund and Cancellation Policy.
IMPORTANT E-SIGN NOTICE - CONSENT TO ELECTRONIC RECORD

E-SIGN, the Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001, et seq.), requires that you consent to entering into an electronic agreement with Talk Fusion before the agreement is executed. Please read the following information carefully.
To become a Talk Fusion Independent Associate, you must consent to the use of an electronic record and must read the Terms and Conditions of the Independent Associate Agreement, Talk Fusion's Policies and Procedures, and the Marketing and Compensation Plan from Talk Fusion's official web site at www.talkfusion.com, and electronically acknowledge that you have read these documents.

    To access these documents and submit your online application, you will need the following hardware and software: A Personal Computer ("PC") with modem or other Internet access device and operational Internet browser software (e.g., Safari or Internet Explorer)

    You may withdraw your consent to the use of electronic records at any time. However, should you do so, your Associate Agreement will be automatically terminated and you will lose all rights to any downline organization (including but not limited to any property rights you may have), and you will lose all rights to all remuneration under the Talk Fusion Compensation Plan. Should you wish to withdraw your consent to the exclusive use an electronic agreement (and thereby terminate your agreement with Talk Fusion), or update any of personal information, you must do so by emailing support@talkfusion.com.

    You agree that Talk Fusion may amend the Policies and Procedures, and the Marketing and Compensation Plan at its sole discretion at any time. You may also access the version of these documents that were in effect at the time you executed your electronic agreement. Any outdated documents are archived in Talk Fusion's administrative backoffice. The most current version of the Terms and Conditions, the Policies and Procedures, and the Marketing and Compensation Plan are always available at Talk Fusion's official web site for viewing, printing and downloading at www.talkfusion.com.

    Should there ever be a change in the equipment or software necessary to access the Terms and Conditions, Policies and Procedures, and the Marketing and Compensation Plan, Talk Fusion will advise you of the same and will provide you with a list of the equipment and software that is necessary. Upon such event, you may voluntarily terminate your agreement with Talk Fusion.

    By clicking on "I AGREE" below, you consent to use of electronic records evidencing your Talk Fusion Independent Associate Agreement. If you click on the "I Decline" box, the enrollment process will be terminated and you will be returned to the Talk Fusion home page.

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